Learn how the OBBB Act changes Grad PLUS and Parent PLUS Loans starting in 2026, and what students and families should do to plan for college costs.

APR shows the true cost of borrowing. Learn what APR means, how it differs from interest rate and why it matters when comparing federal, private and refinance student loans.

Fixed vs. variable student loan interest rates explained. Learn the pros, cons, and key questions to help you choose the right rate for your budget and goals.

Understand the difference between student loan consolidation and refinancing, including the pros, cons and which option may be right for your financial goals.

Considering cosigning a student loan? Learn seven key factors—from credit impact to risk management—to make a confident, informed decision before signing.

Learn whether you can refinance both federal and private student loans—and when it’s smart. Understand benefits, risks, and how refinancing affects your options.

Save money on college textbooks with six smart strategies—from buying used to digital options and swaps. Cut costs this semester with these easy textbook hacks.

Thinking about refinancing your student loans? Ask yourself these 10 essential questions first to make sure it's the right financial move for your situation.

Wondering if student loan refinancing is right for you? Discover how refinancing may lower your interest rate, simplify payments and help you reach your financial goals faster.

Wondering if you need to pay student loans while in school? Learn the rules for federal subsidized, unsubsidized and private loans, plus grace periods and smart repayment strategies.

Heading to college? Stay safe with these essential campus safety tips covering personal security, belongings, digital safety, social events and mental wellbeing.

Student loans play a big role in shaping your credit. Learn how they can help—or hurt—your credit score, plus smart tips to protect and build credit as a student.

Confused by student loan terms like deferment, forbearance or grace period? This simple guide breaks down the must-know language of borrowing, repayment and forgiveness.

Discover 7 proven ways to pay for college, including scholarships, grants, work-study, and smart borrowing tips. Learn how to build a solid plan with help from HESC.

Get financially ready for college with these 10 smart money moves—from budgeting and banking tips to understanding aid and planning for independence. Start strong with HESC.

Discover how to find and apply for college scholarships and grants. Get organized, avoid scams, and unlock free money for your education.

Struggling with student loan payments? Forbearance might be the relief you need. Learn how it works, how it compares to deferment, and what to expect from this temporary repayment option. Learn more.

Learn how to apply for student loan deferment and weigh key considerations. Find out if loan deferment can offer temporary relief during economic hardship or other challenges.

Ease your college transition with our comprehensive college preparation checklist. Tackle this exciting journey with confidence and clarity.

When grants, work-study and federal loans are not enough, students may need private student loans to bridge the gap. This blog discusses everything there is to know about what a private student loan is. Read more.