Not for profit.
Totally for you.
We are a Texas-based nonprofit dedicated to helping students achieve their higher education goals by providing customer-centric loan servicing, helpful college and career-planning resources and low-cost education loans.
Learn about our Texas Extra Credit Loan program
Explore resources
for college and beyond
Manage your loan, make a payment and more
Numbers matter. But people count.
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45
Years of service
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47K+
Borrowers
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$23M
Loans Forgiven
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$1B+
Loans Serviced
Why Choose Us?
Expertise
We have over 45 years of experience in providing financial aid to Texas students and we own both our loan origination and servicing systems.
Customer Centric
Our customer service is built on empathy and respect, and we do all we can to help borrowers successfully manage their loans and achieve their goals.
Flexibility and Personalization
We understand that every borrower’s situation is unique. By offering multiple repayment options and personalized guidance, we help you choose the plan that best suits your financial situation. Whether you're a student or a parent, we work with you to ensure your loan experience is as smooth and stress-free as possible.
Competitive Interest Rates
We offer low-cost student and parent loans with competitive fixed rates, zero fees, and outstanding borrower benefits.
Support
HESC supports borrowers through every step of the loan process, from application to repayment. When you call us, you’ll be quickly routed to a real person with expertise and dedication to address your needs.
Community Focus
We organize and provide educational outreach programs and services throughout North Texas. Having served nearly 50,000 students and parents since 2014, inspirED is helping students reach their college and career goals through GO Center services, college and career events, and college preparation and financial aid workshops.